> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dakota.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Accept instructions — actuate proposals (ALPHA)

> > **Alpha** — early access.

Each accepted proposal becomes one persisted instruction whose action series is actuated deterministically. Every proposal must instruct a payment. Returns only the instruction ids.




## OpenAPI

````yaml /openapi.yaml post /instructions
openapi: 3.0.3
info:
  title: Dakota Platform API
  version: 1.0.0
  description: >-
    Combined API specification for Dakota Platform services:

    - Issuance API: Asset minting and burning operations

    - Onboarding API: Know Your Business/Customer verification

    - On/Off Ramp API: Managing on-ramp and off-ramp accounts

    - Recipients API: Managing destinations for KYB'd entities

    - Transactions API: Viewing transaction history across platform operations


    ## Authentication and API Headers


    All API endpoints require the following headers:


    - `x-idempotency-key`: Required for all POST endpoints to ensure request
    idempotency

    - `x-api-key`: Required for authentication across all endpoints


    Note: On /applications endpoints you need a token for authentication instead
    of a x-api-key

    - `x-application-token`: Required for authentication on public /applications
    endpoints (alternative to `x-api-key` where documented)



    ## Rate Limits


    Requests are rate limited per API key. Every response includes the following
    headers:


    | Header | Description |

    | --- | --- |

    | `X-RateLimit-Limit` | Maximum requests allowed in the current one-minute
    window. |

    | `X-RateLimit-Remaining` | Requests remaining in the current window. |

    | `X-RateLimit-Reset` | Absolute Unix timestamp (seconds since epoch) when
    the current rate-limit window resets. |


    When a request is throttled (`429`), responses also include `Retry-After`
    with seconds to wait before retrying.
servers:
  - url: https://api.platform.dakota.xyz
    description: Production environment
  - url: https://api.platform.sandbox.dakota.xyz
    description: Sandbox — safe for testing with simulated data
security:
  - ApiKeyAuth: []
tags:
  - name: Agentic Payments
    x-alpha: true
    description: >-
      Alpha — agent-driven payments: provision agents, draft and approve
      spending mandates, accept reviewed instructions, and manage scheduled
      payments.


      **Prerequisites:** Customer onboarded; signer groups attached for
      recognition.

      **Related:** Wallets, Signer Groups, Transactions
  - name: Mandates
    x-alpha: true
    description: >-
      Alpha — spending mandates: signed, signer-bound authorizations governing
      what may be spent, approved or cancelled by a second recognized signer (§8
      — the dual-control rule that every mandate mutation must be signed by a
      recognized signer OTHER than the bound one). Independent of agents and
      scheduled payments.


      **Prerequisites:** Signer groups attached for recognition.

      **Related:** Signer Groups, Transactions
  - name: Insights
    x-alpha: true
    description: >-
      Alpha — read-only account insight: a deterministic report over a
      customer's agentic activity (funding balances, upcoming obligations,
      failures, mandate headroom and expiry) plus an advisory chat that narrates
      it. Never moves money, never creates or changes anything.


      **Prerequisites:** Customer onboarded; insight is computed from the
      customer's scheduled payments, mandates, and wallets.

      **Related:** Agentic Payments, Mandates
  - name: Customers
    description: >-
      Manage customer entities representing businesses and organizations
      onboarded to Dakota.


      **Prerequisites:** Complete KYB via Onboarding endpoints before initiating
      money movement.

      **Related:** Onboarding, Recipients, Transactions, Accounts, Wallets
  - name: Wallets
    description: >-
      Manage wallets, balances, and wallet-to-signer-group relationships for
      custody and movement controls.


      **Prerequisites:** Customer must exist. Configure signer groups before
      policy-enforced workflows.

      **Related:** Signer Groups, Policies, Transactions, Customers
  - name: Transactions
    description: >-
      Create, cancel, and retrieve transaction records across account and wallet
      flows.


      **Prerequisites:** Accounts or destinations must be configured based on
      flow type.

      **Related:** Accounts, Recipients, Policies, Events
  - name: Recipients
    description: >-
      Manage recipient entities and destination rails used by customers for
      payouts and transfers.


      **Prerequisites:** Customer must be onboarded and active.

      **Related:** Customers, Transactions, Accounts, Onboarding
  - name: Accounts
    description: >-
      Manage account resources used for onramp, offramp, and swap operations.


      **Prerequisites:** Customer must be created and network/asset constraints
      must be known.

      **Related:** Customers, Transactions, Auto Transactions, Info
  - name: Auto Transactions
    description: >-
      Manage automated transaction configurations and execution history for
      account automation workflows.


      **Prerequisites:** Source account must exist and be configured for
      automation.

      **Related:** Accounts, Transactions, Events
  - name: Onboarding
    description: >-
      Manage KYB/KYC onboarding lifecycle, application documents, attestations,
      and verification steps.


      **Prerequisites:** Customer context and required entity/application
      metadata.

      **Related:** Customers, Exceptions, Recipients, Transactions
  - name: Policies
    description: >-
      Define and manage policy objects and rules used for transaction governance
      and risk controls.


      **Prerequisites:** Wallet and signer group resources should be configured
      for enforcement scenarios.

      **Related:** Wallets, Signer Groups, Transactions
  - name: Signer Groups
    description: >-
      Manage signer groups and signer assignments for multi-party authorization
      models.


      **Prerequisites:** Wallets should exist before linking signer groups.

      **Related:** Wallets, Policies, Transactions
  - name: Authentication
    description: >-
      Manage API authentication credentials and key lifecycle for platform
      access.


      **Prerequisites:** Client organization must be provisioned.

      **Related:** Users, Info
  - name: Users
    description: >-
      Manage client users, roles, and identity metadata for platform access
      control.


      **Prerequisites:** Auth credentials and client context must be
      established.

      **Related:** Authentication
  - name: Webhooks
    description: >-
      Manage outbound webhook targets and delivery configuration for event
      notifications.


      **Prerequisites:** Subscriber endpoint must be reachable and secured.

      **Related:** Events, Authentication
  - name: Payouts
    description: >-
      Manage where Dakota sends your accrued developer-fee payouts.


      **Prerequisites:** Auth credentials and client context must be
      established.

      **Related:** Events
  - name: Events
    description: >-
      Retrieve event records emitted by platform operations for audit and
      troubleshooting.


      **Prerequisites:** Requesting client must have access to referenced
      resources.

      **Related:** Webhooks, Transactions, Onboarding
  - name: Info
    description: >-
      Read platform capability metadata, such as supported rails, networks, and
      assets.


      **Prerequisites:** Valid authentication headers.

      **Related:** Accounts, Transactions
  - name: Sandbox
    description: >-
      Trigger sandbox-only simulation endpoints for safe end-to-end integration
      testing with synthetic data. The sandbox host
      (`https://api.platform.sandbox.dakota.xyz`) also accepts a family of
      `X-Sandbox-*` request headers on most write endpoints (`Customers`,
      `Accounts`, `Transactions`, simulate endpoints) that let integrators drive
      deterministic failure modes — pick a preset via `X-Sandbox-Scenario`, or
      compose a custom one with
      `X-Sandbox-Error-Step`/`X-Sandbox-Error-Status`/`X-Sandbox-Error-Message`.
      `X-Sandbox-Instant-Completion` collapses async flows to a single
      synchronous step, and `X-Sandbox-Skip-Auto-Approval` keeps newly created
      KYB applications in `pending` for manual-review testing. All `X-Sandbox-*`
      headers are ignored in production.


      **Prerequisites:** Sandbox environment and test customer data.

      **Related:** Customers, Accounts, Transactions, Onboarding
paths:
  /instructions:
    post:
      tags:
        - Agentic Payments
      summary: Accept instructions — actuate proposals (ALPHA)
      description: >
        > **Alpha** — early access.


        Each accepted proposal becomes one persisted instruction whose action
        series is actuated deterministically. Every proposal must instruct a
        payment. Returns only the instruction ids.
      operationId: createInstructions
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CreateInstructionsRequest'
            example:
              payment_agent_id: 2vWxAgent0000000000000000000
              proposals:
                - actions:
                    - type: create_recipient
                      create_recipient:
                        name: Alice
                    - type: create_crypto_destination
                      create_crypto_destination:
                        address: '0xa11ce00000000000000000000000000000000001'
                        network_id: base-sepolia
                    - type: create_mandate
                      create_mandate:
                        rule:
                          target_type: recipient
                          targets:
                            - Alice
                          network_id: base-sepolia
                          asset: USDC
                          max_per_tx: '10000'
                          window: MONTHLY
                          max_count_per_target_in_window: 1
                    - type: create_scheduled_payments
                      create_scheduled_payments:
                        amount: '10000'
                        asset: USDC
                        dates:
                          - 1781481600
      responses:
        '201':
          description: Created instructions
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AgenticInstructionsResult'
              example:
                instruction_ids:
                  - 2vWxInstruction0000000000000
        '400':
          description: Invalid request
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDetails'
              example:
                type: https://docs.dakota.xyz/api-reference/errors#invalid-request
                title: Invalid Request
                status: 400
                detail: a proposal must instruct a payment
        '404':
          description: Agentic payments not enabled, or the resource was not found
          content:
            application/problem+json:
              schema:
                $ref: '#/components/schemas/ProblemDetails'
              example:
                type: https://docs.dakota.xyz/api-reference/errors#not-found
                title: Not Found
                status: 404
                detail: agentic payments are not enabled
components:
  schemas:
    CreateInstructionsRequest:
      type: object
      required:
        - payment_agent_id
        - proposals
      properties:
        payment_agent_id:
          type: string
        proposals:
          type: array
          items:
            $ref: '#/components/schemas/AgenticProposal'
    AgenticInstructionsResult:
      type: object
      properties:
        mandates:
          type: array
          description: >-
            Every mandate this batch DRAFTED, in full wire shape (identical to
            GET /mandates/{mandate_id}) — sign the §8 approval immediately, no
            follow-up fetch or polling. Pending until a signer other than the
            bound one approves.
          items:
            $ref: '#/components/schemas/Mandate'
        instruction_ids:
          type: array
          items:
            type: string
    ProblemDetails:
      type: object
      required:
        - type
        - title
        - status
      description: |
        Error response following RFC 9457 Problem Details.
        Public API error responses use this format.
      example:
        type: https://docs.dakota.xyz/api-reference/errors#not-found
        title: Customer Not Found
        status: 404
        detail: Customer cst_2abc123 was not found in your organization.
        instance: https://api.platform.dakota.xyz/customers/cst_2abc123
        request_id: req_7f3a8b2c
      properties:
        type:
          type: string
          format: uri
          description: |
            URI reference identifying the problem type.
            Resolves to human-readable documentation.
          example: https://docs.dakota.xyz/api-reference/errors#not-found
        title:
          type: string
          description: >-
            Short, human-readable summary of the problem type. Stable across
            occurrences.
          example: Customer Not Found
        status:
          type: integer
          description: HTTP status code for this occurrence.
          example: 404
        detail:
          type: string
          description: Human-readable explanation specific to this occurrence.
          example: Customer cst_2abc123 was not found in your organization.
        instance:
          type: string
          format: uri
          description: The request path that triggered this error.
          example: https://api.platform.dakota.xyz/customers/cst_2abc123
        request_id:
          type: string
          description: Unique request identifier. Include when contacting support.
          example: req_7f3a8b2c
        errors:
          type: array
          description: Field-level validation errors (present for validation failures).
          items:
            $ref: '#/components/schemas/ValidationError'
    AgenticProposal:
      type: object
      description: >
        A self-contained series of actions. Cross-action links are <entity>_id
        fields - empty binds to the artifact created in this proposal, a real id
        reuses an existing one. Every proposal must instruct a payment or draft
        a mandate - a mandate-only proposal is a standing authorization (sign
        now, schedule under it later by mandate_id with no new signature).
      required:
        - actions
      properties:
        summary:
          type: string
        actions:
          type: array
          items:
            $ref: '#/components/schemas/AgenticAction'
    Mandate:
      type: object
      properties:
        id:
          type: string
        status:
          type: string
          enum:
            - pending
            - active
            - expired
            - rejected
            - revoked
            - done
          description: >
            expired is DERIVED, never stored - a pending or active mandate whose
            valid_until has passed. It cannot authorize payments and cannot be
            approved; it can still be cancelled.
        bound_signer_id:
          type: string
        customer_id:
          type: string
          description: >
            The customer this mandate is anchored to - approval requires a
            recognized signer of this customer other than the bound one (§8),
            and recipient targets belong to it. Absent only on rows created
            before the anchor existed.
        target_names:
          type: array
          items:
            type: string
          description: >
            DERIVED, display-only - the rule's recipient targets resolved to
            names, parallel to rule.targets (raw id on a miss). Absent for
            address/any target kinds. The ids in the rule remain the grant.
        instruction_id:
          type: string
        rule:
          $ref: '#/components/schemas/MandateRule'
        valid_from:
          type: integer
          format: int64
        valid_until:
          type: integer
          format: int64
        approved_by_signer_id:
          type: string
        approved_at:
          type: integer
          format: int64
          description: Unix time of the §8 approval; absent until approved.
        rejected_by_signer_id:
          type: string
          description: >-
            The signer that cancelled the mandate while it was still pending
            (§8); absent otherwise.
        revoked_by_signer_id:
          type: string
          description: >-
            The signer that cancelled the mandate after activation (§8); absent
            otherwise.
    ValidationError:
      type: object
      required:
        - field
        - message
      properties:
        field:
          type: string
          description: Field path using dot notation for nested fields.
          example: bank_account.routing_number
        message:
          type: string
          description: Human-readable description of the field error.
          example: Routing number must be exactly 9 digits
        code:
          type: string
          description: Machine-readable error code for this field.
          example: invalid_format
    AgenticAction:
      type: object
      description: Tagged union - exactly one payload field matching `type` is set.
      required:
        - type
      properties:
        type:
          type: string
          enum:
            - create_recipient
            - create_crypto_destination
            - create_bank_destination
            - create_mandate
            - create_scheduled_payments
            - create_auto_account
        create_recipient:
          $ref: '#/components/schemas/RecipientRequest'
        create_crypto_destination:
          $ref: '#/components/schemas/CreateCryptoDestinationAction'
        create_bank_destination:
          $ref: '#/components/schemas/CreateBankDestinationAction'
        create_mandate:
          $ref: '#/components/schemas/CreateMandateAction'
        create_scheduled_payments:
          $ref: '#/components/schemas/CreateScheduledPaymentsAction'
        create_auto_account:
          $ref: '#/components/schemas/CreateAutoAccountAction'
    MandateRule:
      type: object
      required:
        - target_type
        - asset
      properties:
        target_type:
          type: string
          enum:
            - any
            - recipient
            - address
        targets:
          type: array
          items:
            type: string
          description: >-
            One or more targets of the declared kind (recipient ids or
            addresses; empty for any). Max 32.
        network_id:
          type: string
          description: >-
            The network the funding wallet pays on (e.g. base-sepolia). Empty
            authorizes any network — the other dimensions still apply.
        asset:
          type: string
          description: >
            The asset the funding wallet SENDS — deposit-denominated, e.g. USDC
            — compared case-insensitively against the firing payment. Write the
            crypto deposit asset even when the recipient ultimately receives
            fiat via a bank offramp (stablecoin conversion is 1:1): a fiat
            symbol such as USD can never match a send, so the mandate would deny
            every payment.
        max_per_tx:
          type: string
          description: >-
            Per-payment cap — a decimal string in the rule's (deposit) asset.
            Empty means no per-payment cap; the window caps may still bound
            total spend.
        window:
          type: string
          enum:
            - NONE
            - WEEKLY
            - MONTHLY
          description: >
            Spend-cap window for the per-target limits (calendar, not rolling).
            NONE = lifetime; WEEKLY = calendar week from Monday 00:00 UTC;
            MONTHLY = calendar month from the 1st, 00:00 UTC.
        max_amount_per_target_in_window:
          type: string
          description: >-
            Cumulative cap over the window, PER TARGET (never shared across
            targets).
        max_count_per_target_in_window:
          type: integer
          description: Up to N times PER TARGET in the window (window NONE = lifetime).
    RecipientRequest:
      type: object
      title: Recipient Request
      description: >
        Request for creating or updating a recipient entity.


        **Address Requirements:**

        - **Optional** for crypto-only recipients (can be omitted or null)

        - **Required** before adding fiat destinations (ACH, Wire, SWIFT)


        **Migration Path:** Recipients created without addresses can be updated
        later to add an address when fiat capabilities are needed.
      required:
        - name
      properties:
        name:
          type: string
          description: Name of the recipient entity
          example: Acme Corporation
          minLength: 3
          maxLength: 140
        address:
          $ref: '#/components/schemas/Address'
          description: >
            Physical address of the recipient.

            - **Optional** when creating/updating crypto-only recipients

            - **Required** for recipients that will have fiat destinations (ACH,
            Wire, SWIFT)

            - Can be added later via PUT /recipients/{id} to enable fiat
            capabilities
    CreateCryptoDestinationAction:
      type: object
      required:
        - address
        - network_id
      properties:
        recipient_id:
          type: string
          description: >-
            recipient reference: empty = the recipient created in this proposal;
            a recipient id or name = an existing recipient
        address:
          type: string
        network_id:
          $ref: '#/components/schemas/NetworkId'
    CreateBankDestinationAction:
      type: object
      properties:
        recipient_id:
          type: string
        account_holder_name:
          type: string
        account_number:
          type: string
        routing_number:
          type: string
        account_type:
          type: string
          enum:
            - checking
            - savings
        iban:
          type: string
        bic:
          type: string
        bank_name:
          type: string
    CreateMandateAction:
      type: object
      required:
        - rule
      properties:
        rule:
          $ref: '#/components/schemas/MandateRule'
        valid_from:
          type: integer
          format: int64
        valid_until:
          type: integer
          format: int64
    CreateScheduledPaymentsAction:
      type: object
      required:
        - amount
        - asset
      properties:
        destination_id:
          type: string
        wallet_id:
          type: string
          description: >-
            The funding wallet for these payments — one the agent recognizes.
            Optional only when the agent recognizes exactly one wallet (used by
            default); otherwise required, since a signer can recognize several
            and the choice cannot be deferred to fire time. Its chain family
            must match the payment network.
        amount:
          type: string
        asset:
          type: string
        dates:
          type: array
          maxItems: 366
          items:
            type: integer
            format: int64
        count:
          type: integer
          maximum: 366
        interval_seconds:
          type: integer
          format: int64
        start_at:
          type: integer
          format: int64
    CreateAutoAccountAction:
      type: object
      description: >
        Provision a provider-managed convert-and-forward "auto-account" so a
        payment can cross chain families (crypto→crypto swap) or exit to a bank
        (crypto→bank offramp). The agent pays the auto-account's crypto DEPOSIT
        on source_network_id (on the funding wallet's own family) and the
        provider converts source_asset→output_asset and forwards to
        destination_id. A scheduled payment then targets the deposit; the
        mandate still targets the real recipient.
      required:
        - source_asset
        - source_network_id
        - output_asset
      properties:
        destination_id:
          type: string
          description: >-
            The REAL destination the auto-account forwards to: a crypto
            destination (⇒ swap) or a bank destination (⇒ offramp). Empty = the
            destination created in this proposal.
        source_asset:
          type: string
          description: >-
            The asset the agent deposits and the scheduled payment sends (may be
            the ANY wildcard).
        source_network_id:
          $ref: '#/components/schemas/NetworkId'
        output_asset:
          type: string
          description: >-
            The asset the recipient receives (a currency such as USD for a bank
            offramp).
        rail:
          type: string
          description: >-
            Outbound rail — REQUIRED for a bank offramp (e.g. ach, fedwire,
            swift); omit for a crypto swap.
        routing_preference:
          type: string
          enum:
            - fastest
            - cheapest
        fee_bps:
          type: integer
          format: int32
          description: Optional developer fee in basis points (0–10000).
    Address:
      type: object
      title: Address
      description: >-
        Standardized physical address format used throughout the Dakota platform
        for user and entity addresses.
      required:
        - street1
        - city
        - country
      properties:
        street1:
          type: string
          description: Primary street address line
          example: 123 Main St
        street2:
          type: string
          description: >-
            Secondary address information such as apartment, suite, or unit
            number
          example: Apt 4B
        street3:
          type: string
          description: Additional address information like building name or floor
          example: Building C
        city:
          type: string
          description: City or locality name
          example: San Francisco
        region:
          type: string
          description: Full name of state, province, or region
          example: California
        postal_code:
          type: string
          description: Postal or ZIP code
          example: '94105'
        country:
          type: string
          description: ISO 3166-1 alpha-2 country code (two-letter country code)
          example: US
          minLength: 2
          maxLength: 2
    NetworkId:
      type: string
      description: Identifier for a blockchain network
      example: ethereum-mainnet
      enum:
        - ethereum-mainnet
        - ethereum-sepolia
        - ethereum-goerli
        - ethereum-holesky
        - solana-mainnet
        - solana-devnet
        - solana-testnet
        - base-mainnet
        - base-sepolia
        - arbitrum-mainnet
        - arbitrum-sepolia
        - optimism-mainnet
        - optimism-sepolia
        - polygon-mainnet
        - polygon-amoy
      minLength: 1
      maxLength: 30
  securitySchemes:
    ApiKeyAuth:
      type: apiKey
      in: header
      name: x-api-key

````