> ## Documentation Index > Fetch the complete documentation index at: https://docs.dakota.xyz/llms.txt > Use this file to discover all available pages before exploring further. # List a customer's capabilities and what's needed to unlock them > Returns the customer's rails/capabilities (e.g. `international_wire`) and, per capability, the current status plus any OUTSTANDING requirements (terms to accept, documents to upload) needed to unlock it. This resource is intentionally partner-agnostic: it never exposes provider or partner identities — only capabilities and the opaque join keys (terms id / document type) required to satisfy each requirement. ## OpenAPI ````yaml /openapi.yaml get /customers/{customer_id}/capabilities openapi: 3.0.3 info: title: Dakota Platform API version: 1.0.0 description: >- Combined API specification for Dakota Platform services: - Issuance API: Asset minting and burning operations - Onboarding API: Know Your Business/Customer verification - On/Off Ramp API: Managing on-ramp and off-ramp accounts - Recipients API: Managing destinations for KYB'd entities - Transactions API: Viewing transaction history across platform operations ## Authentication and API Headers All API endpoints require the following headers: - `x-idempotency-key`: Required for all POST endpoints to ensure request idempotency - `x-api-key`: Required for authentication across all endpoints Note: On /applications endpoints you need a token for authentication instead of a x-api-key - `x-application-token`: Required for authentication on public /applications endpoints (alternative to `x-api-key` where documented) ## Rate Limits Requests are rate limited per API key. Every response includes the following headers: | Header | Description | | --- | --- | | `X-RateLimit-Limit` | Maximum requests allowed in the current one-minute window. | | `X-RateLimit-Remaining` | Requests remaining in the current window. | | `X-RateLimit-Reset` | Absolute Unix timestamp (seconds since epoch) when the current rate-limit window resets. | When a request is throttled (`429`), responses also include `Retry-After` with seconds to wait before retrying. servers: - url: https://api.platform.dakota.xyz description: Production environment - url: https://api.platform.sandbox.dakota.xyz description: Sandbox — safe for testing with simulated data security: - ApiKeyAuth: [] tags: - name: Agentic Payments x-alpha: true description: >- Alpha — agent-driven payments: provision agents, draft and approve spending mandates, accept reviewed instructions, and manage scheduled payments. **Prerequisites:** Customer onboarded; signer groups attached for recognition. **Related:** Wallets, Signer Groups, Transactions - name: Mandates x-alpha: true description: >- Alpha — spending mandates: signed, signer-bound authorizations governing what may be spent, approved or cancelled by a second recognized signer (§8 — the dual-control rule that every mandate mutation must be signed by a recognized signer OTHER than the bound one). Independent of agents and scheduled payments. **Prerequisites:** Signer groups attached for recognition. **Related:** Signer Groups, Transactions - name: Insights x-alpha: true description: >- Alpha — read-only account insight: a deterministic report over a customer's agentic activity (funding balances, upcoming obligations, failures, mandate headroom and expiry) plus an advisory chat that narrates it. Never moves money, never creates or changes anything. **Prerequisites:** Customer onboarded; insight is computed from the customer's scheduled payments, mandates, and wallets. **Related:** Agentic Payments, Mandates - name: Customers description: >- Manage customer entities representing businesses and organizations onboarded to Dakota. **Prerequisites:** Complete KYB via Onboarding endpoints before initiating money movement. **Related:** Onboarding, Recipients, Transactions, Accounts, Wallets - name: Wallets description: >- Manage wallets, balances, and wallet-to-signer-group relationships for custody and movement controls. **Prerequisites:** Customer must exist. Configure signer groups before policy-enforced workflows. **Related:** Signer Groups, Policies, Transactions, Customers - name: Transactions description: >- Create, cancel, and retrieve transaction records across account and wallet flows. **Prerequisites:** Accounts or destinations must be configured based on flow type. **Related:** Accounts, Recipients, Policies, Events - name: Recipients description: >- Manage recipient entities and destination rails used by customers for payouts and transfers. **Prerequisites:** Customer must be onboarded and active. **Related:** Customers, Transactions, Accounts, Onboarding - name: Accounts description: >- Manage account resources used for onramp, offramp, and swap operations. **Prerequisites:** Customer must be created and network/asset constraints must be known. **Related:** Customers, Transactions, Auto Transactions, Info - name: Auto Transactions description: >- Manage automated transaction configurations and execution history for account automation workflows. **Prerequisites:** Source account must exist and be configured for automation. **Related:** Accounts, Transactions, Events - name: Onboarding description: >- Manage KYB/KYC onboarding lifecycle, application documents, attestations, and verification steps. **Prerequisites:** Customer context and required entity/application metadata. **Related:** Customers, Exceptions, Recipients, Transactions - name: Policies description: >- Define and manage policy objects and rules used for transaction governance and risk controls. **Prerequisites:** Wallet and signer group resources should be configured for enforcement scenarios. **Related:** Wallets, Signer Groups, Transactions - name: Signer Groups description: >- Manage signer groups and signer assignments for multi-party authorization models. **Prerequisites:** Wallets should exist before linking signer groups. **Related:** Wallets, Policies, Transactions - name: Authentication description: >- Manage API authentication credentials and key lifecycle for platform access. **Prerequisites:** Client organization must be provisioned. **Related:** Users, Info - name: Users description: >- Manage client users, roles, and identity metadata for platform access control. **Prerequisites:** Auth credentials and client context must be established. **Related:** Authentication - name: Webhooks description: >- Manage outbound webhook targets and delivery configuration for event notifications. **Prerequisites:** Subscriber endpoint must be reachable and secured. **Related:** Events, Authentication - name: Payouts description: >- Manage where Dakota sends your accrued developer-fee payouts. **Prerequisites:** Auth credentials and client context must be established. **Related:** Events - name: Events description: >- Retrieve event records emitted by platform operations for audit and troubleshooting. **Prerequisites:** Requesting client must have access to referenced resources. **Related:** Webhooks, Transactions, Onboarding - name: Info description: >- Read platform capability metadata, such as supported rails, networks, and assets. **Prerequisites:** Valid authentication headers. **Related:** Accounts, Transactions - name: Sandbox description: >- Trigger sandbox-only simulation endpoints for safe end-to-end integration testing with synthetic data. The sandbox host (`https://api.platform.sandbox.dakota.xyz`) also accepts a family of `X-Sandbox-*` request headers on most write endpoints (`Customers`, `Accounts`, `Transactions`, simulate endpoints) that let integrators drive deterministic failure modes — pick a preset via `X-Sandbox-Scenario`, or compose a custom one with `X-Sandbox-Error-Step`/`X-Sandbox-Error-Status`/`X-Sandbox-Error-Message`. `X-Sandbox-Instant-Completion` collapses async flows to a single synchronous step, and `X-Sandbox-Skip-Auto-Approval` keeps newly created KYB applications in `pending` for manual-review testing. All `X-Sandbox-*` headers are ignored in production. **Prerequisites:** Sandbox environment and test customer data. **Related:** Customers, Accounts, Transactions, Onboarding paths: /customers/{customer_id}/capabilities: parameters: - name: customer_id in: path required: true description: Unique identifier (ksuid) of the customer record schema: $ref: '#/components/schemas/KSUID' get: tags: - Customers summary: List a customer's capabilities and what's needed to unlock them description: | Returns the customer's rails/capabilities (e.g. `international_wire`) and, per capability, the current status plus any OUTSTANDING requirements (terms to accept, documents to upload) needed to unlock it. This resource is intentionally partner-agnostic: it never exposes provider or partner identities — only capabilities and the opaque join keys (terms id / document type) required to satisfy each requirement. operationId: getCustomerCapabilities responses: '200': description: Capabilities retrieved successfully content: application/json: schema: $ref: '#/components/schemas/CustomerCapabilities' '400': description: Invalid request content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' '401': description: Unauthorized content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' '404': description: Customer not found content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' '500': description: Internal server error content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' '503': description: Capability provider is not configured in this environment content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' components: schemas: KSUID: type: string title: KSUID description: >- KSUID is a 27-character globally unique ID that combines a timestamp with a random component. Used for all entity identifiers in the Dakota platform. pattern: ^[0-9A-Za-z]{27}$ minLength: 27 maxLength: 27 example: 1NFHrqBHb3cTfLVkFSGmHZqdDPi CustomerCapabilities: type: object description: >- A customer's capabilities and the outstanding requirements to unlock each. Partner-agnostic. required: - capabilities example: capabilities: - capability: international_wire status: action_required requirements: - type: terms_acceptance key: partner_disclosures version: 2026-06 title: Accept the partner disclosures severity: required url: /applications/2WGC9cKv9P4K8eGzqY6qJ3Xz7Qm/attestations properties: capabilities: type: array items: $ref: '#/components/schemas/Capability' ProblemDetails: type: object required: - type - title - status description: | Error response following RFC 9457 Problem Details. Public API error responses use this format. example: type: https://docs.dakota.xyz/api-reference/errors#not-found title: Customer Not Found status: 404 detail: Customer cst_2abc123 was not found in your organization. instance: https://api.platform.dakota.xyz/customers/cst_2abc123 request_id: req_7f3a8b2c properties: type: type: string format: uri description: | URI reference identifying the problem type. Resolves to human-readable documentation. example: https://docs.dakota.xyz/api-reference/errors#not-found title: type: string description: >- Short, human-readable summary of the problem type. Stable across occurrences. example: Customer Not Found status: type: integer description: HTTP status code for this occurrence. example: 404 detail: type: string description: Human-readable explanation specific to this occurrence. example: Customer cst_2abc123 was not found in your organization. instance: type: string format: uri description: The request path that triggered this error. example: https://api.platform.dakota.xyz/customers/cst_2abc123 request_id: type: string description: Unique request identifier. Include when contacting support. example: req_7f3a8b2c errors: type: array description: Field-level validation errors (present for validation failures). items: $ref: '#/components/schemas/ValidationError' Capability: type: object description: >- A rail/capability and what the customer must do to unlock it. Never exposes partner identities. required: - capability - status - requirements properties: capability: type: string description: >- The rail identifier, e.g. "international_wire". Never a partner name. example: international_wire status: type: string description: > available = usable now · enabling = "we're reviewing your data" · action_required = satisfy required requirements · unavailable = not in rollout / not offered. enum: - available - enabling - action_required - unavailable requirements: type: array description: >- Only the OUTSTANDING (unsatisfied) requirements. Empty when nothing is outstanding. items: $ref: '#/components/schemas/CapabilityRequirement' ValidationError: type: object required: - field - message properties: field: type: string description: Field path using dot notation for nested fields. example: bank_account.routing_number message: type: string description: Human-readable description of the field error. example: Routing number must be exactly 9 digits code: type: string description: Machine-readable error code for this field. example: invalid_format CapabilityRequirement: type: object description: >- A single outstanding requirement, keyed by an opaque join key (terms id or document type) — never a partner. required: - type - key - title - severity properties: type: type: string enum: - terms_acceptance - document key: type: string description: >- Opaque join key — a terms id (for terms_acceptance) or a document type (for document). Never a partner identifier. example: partner_disclosures version: type: string description: Terms version (for terms_acceptance); omitted for documents. example: 2026-06 title: type: string description: Human-readable label. example: Partner Disclosures url: type: string description: Where to accept / upload. severity: type: string description: >- required blocks unlock; requested pre-empts a partner RFI (non-blocking). enum: - required - requested securitySchemes: ApiKeyAuth: type: apiKey in: header name: x-api-key ````