> ## Documentation Index > Fetch the complete documentation index at: https://docs.dakota.xyz/llms.txt > Use this file to discover all available pages before exploring further. # Update individual application details > Updates an individual application with personal information including name, date of birth, address, nationality, and identification details. This endpoint is idempotent and can only be called when the application status is 'pending'. ## OpenAPI ````yaml /openapi.yaml put /applications/{application_id}/individual-details openapi: 3.0.3 info: title: Dakota Platform API version: 1.0.0 description: >- Combined API specification for Dakota Platform services: - Issuance API: Asset minting and burning operations - Onboarding API: Know Your Business/Customer verification - On/Off Ramp API: Managing on-ramp and off-ramp accounts - Recipients API: Managing destinations for KYB'd entities - Transactions API: Viewing transaction history across platform operations ## Authentication and API Headers All API endpoints require the following headers: - `x-idempotency-key`: Required for all POST endpoints to ensure request idempotency - `x-api-key`: Required for authentication across all endpoints Note: On /applications endpoints you need a token for authentication instead of a x-api-key - `x-application-token`: Required for authentication on public /applications endpoints (alternative to `x-api-key` where documented) ## Rate Limits Requests are rate limited per API key. Every response includes the following headers: | Header | Description | | --- | --- | | `X-RateLimit-Limit` | Maximum requests allowed in the current one-minute window. | | `X-RateLimit-Remaining` | Requests remaining in the current window. | | `X-RateLimit-Reset` | Absolute Unix timestamp (seconds since epoch) when the current rate-limit window resets. | When a request is throttled (`429`), responses also include `Retry-After` with seconds to wait before retrying. servers: - url: https://api.platform.dakota.xyz description: Production environment - url: https://api.platform.sandbox.dakota.xyz description: Sandbox — safe for testing with simulated data security: - ApiKeyAuth: [] tags: - name: Agentic Payments x-alpha: true description: >- Alpha — agent-driven payments: provision agents, draft and approve spending mandates, accept reviewed instructions, and manage scheduled payments. **Prerequisites:** Customer onboarded; signer groups attached for recognition. **Related:** Wallets, Signer Groups, Transactions - name: Mandates x-alpha: true description: >- Alpha — spending mandates: signed, signer-bound authorizations governing what may be spent, approved or cancelled by a second recognized signer (§8 — the dual-control rule that every mandate mutation must be signed by a recognized signer OTHER than the bound one). Independent of agents and scheduled payments. **Prerequisites:** Signer groups attached for recognition. **Related:** Signer Groups, Transactions - name: Insights x-alpha: true description: >- Alpha — read-only account insight: a deterministic report over a customer's agentic activity (funding balances, upcoming obligations, failures, mandate headroom and expiry) plus an advisory chat that narrates it. Never moves money, never creates or changes anything. **Prerequisites:** Customer onboarded; insight is computed from the customer's scheduled payments, mandates, and wallets. **Related:** Agentic Payments, Mandates - name: Customers description: >- Manage customer entities representing businesses and organizations onboarded to Dakota. **Prerequisites:** Complete KYB via Onboarding endpoints before initiating money movement. **Related:** Onboarding, Recipients, Transactions, Accounts, Wallets - name: Wallets description: >- Manage wallets, balances, and wallet-to-signer-group relationships for custody and movement controls. **Prerequisites:** Customer must exist. Configure signer groups before policy-enforced workflows. **Related:** Signer Groups, Policies, Transactions, Customers - name: Transactions description: >- Create, cancel, and retrieve transaction records across account and wallet flows. **Prerequisites:** Accounts or destinations must be configured based on flow type. **Related:** Accounts, Recipients, Policies, Events - name: Recipients description: >- Manage recipient entities and destination rails used by customers for payouts and transfers. **Prerequisites:** Customer must be onboarded and active. **Related:** Customers, Transactions, Accounts, Onboarding - name: Accounts description: >- Manage account resources used for onramp, offramp, and swap operations. **Prerequisites:** Customer must be created and network/asset constraints must be known. **Related:** Customers, Transactions, Auto Transactions, Info - name: Auto Transactions description: >- Manage automated transaction configurations and execution history for account automation workflows. **Prerequisites:** Source account must exist and be configured for automation. **Related:** Accounts, Transactions, Events - name: Onboarding description: >- Manage KYB/KYC onboarding lifecycle, application documents, attestations, and verification steps. **Prerequisites:** Customer context and required entity/application metadata. **Related:** Customers, Exceptions, Recipients, Transactions - name: Policies description: >- Define and manage policy objects and rules used for transaction governance and risk controls. **Prerequisites:** Wallet and signer group resources should be configured for enforcement scenarios. **Related:** Wallets, Signer Groups, Transactions - name: Signer Groups description: >- Manage signer groups and signer assignments for multi-party authorization models. **Prerequisites:** Wallets should exist before linking signer groups. **Related:** Wallets, Policies, Transactions - name: Authentication description: >- Manage API authentication credentials and key lifecycle for platform access. **Prerequisites:** Client organization must be provisioned. **Related:** Users, Info - name: Users description: >- Manage client users, roles, and identity metadata for platform access control. **Prerequisites:** Auth credentials and client context must be established. **Related:** Authentication - name: Webhooks description: >- Manage outbound webhook targets and delivery configuration for event notifications. **Prerequisites:** Subscriber endpoint must be reachable and secured. **Related:** Events, Authentication - name: Payouts description: >- Manage where Dakota sends your accrued developer-fee payouts. **Prerequisites:** Auth credentials and client context must be established. **Related:** Events - name: Events description: >- Retrieve event records emitted by platform operations for audit and troubleshooting. **Prerequisites:** Requesting client must have access to referenced resources. **Related:** Webhooks, Transactions, Onboarding - name: Info description: >- Read platform capability metadata, such as supported rails, networks, and assets. **Prerequisites:** Valid authentication headers. **Related:** Accounts, Transactions - name: Sandbox description: >- Trigger sandbox-only simulation endpoints for safe end-to-end integration testing with synthetic data. The sandbox host (`https://api.platform.sandbox.dakota.xyz`) also accepts a family of `X-Sandbox-*` request headers on most write endpoints (`Customers`, `Accounts`, `Transactions`, simulate endpoints) that let integrators drive deterministic failure modes — pick a preset via `X-Sandbox-Scenario`, or compose a custom one with `X-Sandbox-Error-Step`/`X-Sandbox-Error-Status`/`X-Sandbox-Error-Message`. `X-Sandbox-Instant-Completion` collapses async flows to a single synchronous step, and `X-Sandbox-Skip-Auto-Approval` keeps newly created KYB applications in `pending` for manual-review testing. All `X-Sandbox-*` headers are ignored in production. **Prerequisites:** Sandbox environment and test customer data. **Related:** Customers, Accounts, Transactions, Onboarding paths: /applications/{application_id}/individual-details: put: tags: - Onboarding summary: Update individual application details description: > Updates an individual application with personal information including name, date of birth, address, nationality, and identification details. This endpoint is idempotent and can only be called when the application status is 'pending'. operationId: updateIndividualApplicationDetails parameters: - $ref: '#/components/parameters/IdempotencyKeyHeader' - name: application_id in: path required: true schema: $ref: '#/components/schemas/KSUID' requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/IndividualRequest' example: roles: - ubo - control_person name: first: John middle: Michael last: Doe title: ceo employment_status: employed ownership_percentage: 25.5 date_of_birth: '1985-06-15' ssn: 123-45-6789 nationalities: - US address: street1: 123 Main St street2: Apt 4B street3: Building C city: San Francisco region: California postal_code: '94105' country: US email_address: john.doe@acme.com purpose_of_account: - investing - storage_of_funds_or_digital_assets source_of_wealth: - employment - savings responses: '200': description: Individual application details updated successfully content: application/json: schema: $ref: '#/components/schemas/IndividualDetailsResponse' example: application_id: 1NFHrqBHb3cTfLVkFSGmHZqdDPi application_status: pending application_decision: approved individual: id: 2hCjxJzUAW6JVRkZqaF9E0KpM3b first_name: John last_name: Doe date_of_birth: '1985-06-15' nationalities: - US address: street1: 123 Main St street2: Apt 4B street3: Building C city: San Francisco region: California postal_code: '94105' country: US email_address: john.doe@example.com phone_number: +1-555-123-4567 employment_status: employed purpose_of_account: - investing - storage_of_funds_or_digital_assets source_of_wealth: - employment - savings decision: approved decision_reason: All verification checks passed decision_by: admin@dakota.xyz decision_at: 1705315800 sumsub_verification: applicant_id: 2hCjxJzUAW6JVRkZqaF9E0KpM3b provider_applicant_id: 65a1b2c3d4e5f6g7h8i9j0k1 entity_type: individual type: individual decision: approved decision_reason: All verification checks passed decision_by: admin@dakota.xyz decision_at: 1705315800 review: review_id: 65a1b2c3d4e5f6g7h8i9j0k1 attempt_id: 65a1b2c3d4e5f6g7h8i9j0k2 attempt_cnt: 1 level_name: basic-kyc-level create_date: '2024-01-15T10:30:00Z' review_date: '2024-01-15T14:45:00Z' review_status: completed review_result: review_answer: GREEN reject_labels: - DOCUMENT_TEMPLATE - FRAUDULENT_PATTERNS reject_type: FINAL button_ids: - approve moderation_comment: All documents verified successfully client_comment: Approved for onboarding risk_labels: device: - EMULATOR - VPN cross_check: - FAKE_ID - BLACKLIST attempt_id: 65a1b2c3d4e5f6g7h8i9j0k2 created_at: '2024-01-15T10:30:00Z' '400': description: Invalid request or validation errors content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' example: type: https://docs.dakota.xyz/api-reference/errors#invalid-request title: Invalid request or validation errors status: 400 detail: Invalid request or validation errors instance: >- https://api.platform.dakota.xyz/applications/example-id/individual-details request_id: req_01hzy6y7v8w9x0y1z2a3b4c5d6 '401': description: Unauthorized content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' example: type: >- https://docs.dakota.xyz/api-reference/errors#authentication-error title: Unauthorized status: 401 detail: Unauthorized instance: >- https://api.platform.dakota.xyz/applications/example-id/individual-details request_id: req_01hzy6y7v8w9x0y1z2a3b4c5d6 '403': description: Invalid or expired token content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' example: type: https://docs.dakota.xyz/api-reference/errors#forbidden title: Invalid or expired token status: 403 detail: Invalid or expired token instance: >- https://api.platform.dakota.xyz/applications/example-id/individual-details request_id: req_01hzy6y7v8w9x0y1z2a3b4c5d6 '404': description: Application not found content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' example: type: https://docs.dakota.xyz/api-reference/errors#not-found title: Application not found status: 404 detail: Application not found instance: >- https://api.platform.dakota.xyz/applications/example-id/individual-details request_id: req_01hzy6y7v8w9x0y1z2a3b4c5d6 '409': description: Application already submitted or completed (cannot modify) content: application/problem+json: schema: $ref: '#/components/schemas/ProblemDetails' example: type: https://docs.dakota.xyz/api-reference/errors#conflict title: Application already submitted or completed (cannot modify) status: 409 detail: Application already submitted or completed (cannot modify) instance: >- https://api.platform.dakota.xyz/applications/example-id/individual-details request_id: req_01hzy6y7v8w9x0y1z2a3b4c5d6 security: - ApplicationTokenAuth: [] externalDocs: description: Read full guide in docs url: >- https://docs.dakota.xyz/api-reference/onboarding/update-individual-application-details components: parameters: IdempotencyKeyHeader: name: x-idempotency-key in: header required: true description: >- Unique key to ensure request idempotency. If the same key is used within a certain time window, the original response will be returned instead of executing the request again. schema: type: string format: uuid schemas: KSUID: type: string title: KSUID description: >- KSUID is a 27-character globally unique ID that combines a timestamp with a random component. Used for all entity identifiers in the Dakota platform. pattern: ^[0-9A-Za-z]{27}$ minLength: 27 maxLength: 27 example: 1NFHrqBHb3cTfLVkFSGmHZqdDPi IndividualRequest: type: object description: >- An individual person (used for both business associated persons and standalone individual applications) required: - roles - name - date_of_birth - nationalities - address - email_address properties: roles: type: array description: >- Role(s) of this person (individual cannot be combined with other types) minItems: 1 items: type: string enum: - ubo - control_person - applicant - individual example: - ubo - control_person name: $ref: '#/components/schemas/PersonName' title: type: string description: >- Job title (required for UBO/control person, optional for applicant, invalid for individual) enum: - ceo - coo - cfo - cto - cco - director - other_officer example: ceo employment_status: type: string description: Employment status (required only when roles includes 'individual') enum: - employed - self_employed - unemployed - student - retired example: employed ownership_percentage: type: number format: double description: >- Ownership percentage (required for UBO role, optional for others, must be > 0 and <= 100) minimum: 0.01 maximum: 100 example: 25.5 date_of_birth: type: string format: date description: >- Date of birth (ISO 8601 format, person must be at least 18 years old) example: '1985-06-15' ssn: type: string description: >- Social Security Number (required for US persons, format: XXX-XX-XXXX) pattern: ^\d{3}-\d{2}-\d{4}$ example: 123-45-6789 nationalities: type: array description: ISO 3166-1 alpha-2 country codes for nationalities minItems: 1 items: type: string minLength: 2 maxLength: 2 example: - US address: $ref: '#/components/schemas/Address' email_address: type: string format: email description: Email address (cannot use example or test domains) example: john.doe@acme.com purpose_of_account: type: array description: >- Intended purposes for the account (required when roles includes 'individual') minItems: 1 items: type: string enum: - investing - sending_and_receiving_payments - storage_of_funds_or_digital_assets - making_online_payments - trading_on_other_platforms example: - investing - storage_of_funds_or_digital_assets source_of_wealth: type: array description: Sources of wealth (required when roles includes 'individual') minItems: 1 items: type: string enum: - investments - employment - court_settlement - lottery_winnings - retirement_income - savings - sale_of_assets - family_funds - gambling_winnings - gift - inheritance - insurance_claim - loan - redundancy_severance - benefits example: - employment - savings IndividualDetailsResponse: type: object description: Response containing individual entity data required: - application_id - application_status - individual properties: application_id: $ref: '#/components/schemas/KSUID' description: The application ID application_status: $ref: '#/components/schemas/ApplicationStatus' description: Current status of the application application_decision: type: string enum: - approved - declined - withdrawn nullable: true description: Decision outcome (if any) individual: $ref: '#/components/schemas/IndividualEntity' description: The individual entity data ProblemDetails: type: object required: - type - title - status description: | Error response following RFC 9457 Problem Details. Public API error responses use this format. example: type: https://docs.dakota.xyz/api-reference/errors#not-found title: Customer Not Found status: 404 detail: Customer cst_2abc123 was not found in your organization. instance: https://api.platform.dakota.xyz/customers/cst_2abc123 request_id: req_7f3a8b2c properties: type: type: string format: uri description: | URI reference identifying the problem type. Resolves to human-readable documentation. example: https://docs.dakota.xyz/api-reference/errors#not-found title: type: string description: >- Short, human-readable summary of the problem type. Stable across occurrences. example: Customer Not Found status: type: integer description: HTTP status code for this occurrence. example: 404 detail: type: string description: Human-readable explanation specific to this occurrence. example: Customer cst_2abc123 was not found in your organization. instance: type: string format: uri description: The request path that triggered this error. example: https://api.platform.dakota.xyz/customers/cst_2abc123 request_id: type: string description: Unique request identifier. Include when contacting support. example: req_7f3a8b2c errors: type: array description: Field-level validation errors (present for validation failures). items: $ref: '#/components/schemas/ValidationError' PersonName: type: object description: Full name of a person required: - first - last properties: first: type: string description: First name example: John middle: type: string description: Middle name (optional) example: Michael last: type: string description: Last name example: Doe Address: type: object title: Address description: >- Standardized physical address format used throughout the Dakota platform for user and entity addresses. required: - street1 - city - country properties: street1: type: string description: Primary street address line example: 123 Main St street2: type: string description: >- Secondary address information such as apartment, suite, or unit number example: Apt 4B street3: type: string description: Additional address information like building name or floor example: Building C city: type: string description: City or locality name example: San Francisco region: type: string description: Full name of state, province, or region example: California postal_code: type: string description: Postal or ZIP code example: '94105' country: type: string description: ISO 3166-1 alpha-2 country code (two-letter country code) example: US minLength: 2 maxLength: 2 ApplicationStatus: type: string title: Application Status description: > Current status of an application in the onboarding flow. Status flow: - `pending` - Initial state, not yet submitted - `submitted` - Submitted for verification - `under_review` - Being reviewed by compliance team - `request_for_information` - Admin requesting additional info/documents from applicant - `admin_revision` - Admin making corrections to application data - `approved` - Application approved - `declined` - Application declined - `completed` - Legacy status (deprecated, use approved/declined instead) - `compliance_review` - Application is awaiting compliance review of a Proof of Address document. Set when an individual applicant uploads a PoA-equivalent document (proof_of_address, bank_statement, or utility_bill) after their application has already been approved or completed. The customer remains active but is subject to the $3,000 USD-equivalent rolling 7-day transaction limit until the review concludes. enum: - pending - submitted - under_review - request_for_information - admin_revision - approved - declined - completed - compliance_review example: submitted IndividualEntity: type: object description: Individual entity data (entity information only, no validation) required: - id - first_name - last_name - date_of_birth - nationalities - address - email_address properties: id: type: string format: ksuid description: >- Individual applicant identifier (this is the applicant_id, NOT the internal individual entity ID) example: 2hCjxJzUAW6JVRkZqaF9E0KpM3b first_name: type: string description: First name example: John last_name: type: string description: Last name example: Doe date_of_birth: type: string format: date description: Date of birth example: '1985-06-15' nationalities: type: array description: ISO 3166-1 alpha-2 country codes for nationalities minItems: 1 items: type: string minLength: 2 maxLength: 2 example: - US address: $ref: '#/components/schemas/Address' description: Residential address email_address: type: string format: email description: Email address example: john.doe@example.com phone_number: type: string description: Phone number (optional) example: +1-555-123-4567 employment_status: type: string description: Employment status (for individual person type only) enum: - employed - self_employed - unemployed - student - retired example: employed purpose_of_account: type: array description: Intended purposes for the account (for individual person type only) items: type: string enum: - investing - sending_and_receiving_payments - storage_of_funds_or_digital_assets - making_online_payments - trading_on_other_platforms example: - investing - storage_of_funds_or_digital_assets source_of_wealth: type: array description: Sources of wealth (for individual person type only) items: type: string enum: - investments - employment - court_settlement - lottery_winnings - retirement_income - savings - sale_of_assets - family_funds - gambling_winnings - gift - inheritance - insurance_claim - loan - redundancy_severance - benefits example: - employment - savings ssn: type: string description: >- Social Security Number (only present for US persons, format XXX-XX-XXXX) pattern: ^\d{3}-\d{2}-\d{4}$ example: 123-45-6789 decision: type: string enum: - approved - declined - auto_declined - withdrawn nullable: true description: Decision on this individual entity (if made) example: approved decision_reason: type: string nullable: true description: Reason for the decision example: All verification checks passed decision_by: type: string nullable: true description: Email of admin who made the decision example: admin@dakota.xyz decision_at: type: integer format: int64 nullable: true description: Unix timestamp when decision was made example: 1705315800 sumsub_verification: $ref: '#/components/schemas/SumsubReviewData' description: Sumsub verification data for this individual entity ValidationError: type: object required: - field - message properties: field: type: string description: Field path using dot notation for nested fields. example: bank_account.routing_number message: type: string description: Human-readable description of the field error. example: Routing number must be exactly 9 digits code: type: string description: Machine-readable error code for this field. example: invalid_format SumsubReviewData: type: object description: Sumsub review information for a specific entity required: - applicant_id - provider_applicant_id - entity_type properties: applicant_id: type: string format: ksuid description: >- Dakota applicant ID (business_applicant_id or individual_applicant_id) example: 2hCjxJzUAW6JVRkZqaF9E0KpM3b provider_applicant_id: type: string description: Sumsub's applicant ID example: 65a1b2c3d4e5f6g7h8i9j0k1 entity_type: type: string enum: - business - individual description: Type of entity example: individual type: type: string description: Sumsub applicant type (e.g., 'company', 'individual') example: individual decision: type: string enum: - approved - declined - auto_declined - withdrawn nullable: true description: Current decision from Dakota database example: approved decision_reason: type: string nullable: true description: Reason for the decision example: All verification checks passed decision_by: type: string nullable: true description: Email of user who made the decision example: admin@dakota.xyz decision_at: type: integer format: int64 nullable: true description: Unix timestamp when decision was made example: 1705315800 review: $ref: '#/components/schemas/SumsubReview' description: Sumsub verification review details risk_labels: $ref: '#/components/schemas/SumsubRiskLabels' description: Risk labels identified by Sumsub SumsubReview: type: object description: Sumsub verification review details properties: review_id: type: string description: Unique review identifier example: 65a1b2c3d4e5f6g7h8i9j0k1 attempt_id: type: string description: Verification attempt identifier example: 65a1b2c3d4e5f6g7h8i9j0k2 attempt_cnt: type: integer description: Number of verification attempts example: 1 level_name: type: string description: Verification level name example: basic-kyc-level create_date: type: string description: When review was created (ISO 8601) example: '2024-01-15T10:30:00Z' review_date: type: string nullable: true description: When review was completed (ISO 8601) example: '2024-01-15T14:45:00Z' review_status: type: string enum: - init - pending - prechecked - queued - completed - onHold description: Current status of the review example: completed review_result: $ref: '#/components/schemas/SumsubReviewResult' description: Sumsub review result details SumsubRiskLabels: type: object description: Risk labels identified by Sumsub properties: device: type: array items: type: string description: Device-related risk indicators example: - EMULATOR - VPN cross_check: type: array items: type: string description: Cross-check risk indicators example: - FAKE_ID - BLACKLIST attempt_id: type: string description: Associated attempt ID example: 65a1b2c3d4e5f6g7h8i9j0k2 created_at: type: string description: When risk labels were created example: '2024-01-15T10:30:00Z' SumsubReviewResult: type: object description: Sumsub review result details properties: review_answer: type: string enum: - GREEN - RED - YELLOW description: Review outcome (GREEN = passed, RED = failed, YELLOW = needs review) example: GREEN reject_labels: type: array items: type: string description: Reasons for rejection if review_answer is RED example: - DOCUMENT_TEMPLATE - FRAUDULENT_PATTERNS reject_type: type: string description: Type of rejection example: FINAL button_ids: type: array items: type: string description: IDs of buttons clicked during review example: - approve moderation_comment: type: string description: Comment from Sumsub moderator example: All documents verified successfully client_comment: type: string description: Client comment on the review example: Approved for onboarding securitySchemes: ApiKeyAuth: type: apiKey in: header name: x-api-key ApplicationTokenAuth: type: apiKey in: header name: X-Application-Token description: > Application-specific token for public URL access. Generated when a customer is created. Provides access to a single application without requiring an API key. Token is valid for 30 days and rate-limited to 250 requests per hour. ````